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Allstate - Fundamentalanalyse - Jahresbericht / Bilanz / Geschäftsbericht

Allstate (ISIN: US0200021014, WKN: 886429) Kursdatum: 21.07.2017 Kurs: 89,160 USD
Beschreibung Daten
Symbol ALL
Marktkapitalisierung 33.640.067.072,00 USD
Land Vereinigte Staaten von Amerika
Indizes S&P 500
Sektor Banken
Rohdaten nach US GAAP in Millionen USD
Aktiensplits 1998-07-02 - 2:1 |
Internet
Letztes Bilanz Update 17.02.2017

Fundamentaldaten

Fundamental Verhältnisse errechnet am: 21.07.2017
KFCV KCV DIV Rendite GKR EKQ KGV KUV KBV
9,14 8,42 1,48% 1,62 18,94 19,09 0,92 1,64

Firmenbeschreibung

Quarterly Results (unaudited)($ in millions, except per share data)First Quarter Second Quarter Third Quarter Fourth Quarter 2015 2014 2015 2014 2015 2014 2015 2014Revenues$8,952 $8,684 $8,982 $8,860 $9,028 $8,936 $8,691 $8,759Net income applicable to common shareholders648 587 326 614 621 750 460 795Net income applicable to common shareholders earnings per common share - Basic1.56 1.31 0.80 1.41 1.56 1.77 1.19 1.89Net income applicable to common shareholders earnings per common share - Diluted1.53 1.30 0.79 1.39 1.54 1.74 1.18 1.86

Firmenstrategie

RevenueRecognitionPolicyTextBlock

SegmentReportingDisclosureTextBlock

Reporting Segments

Allstate management is organized around products and services, and this structure is considered in the identification of its four reportable segments. These segments and their respective operations are as follows:

Allstate Protection principally sells private passenger auto and homeowners insurance in the United States and Canada. Revenues from external customers generated outside the United States were $1.03 billion, $1.08 billion and $1.06 billion in 2015, 2014 and 2013, respectively. The Company evaluates the results of this segment based upon underwriting results.

Discontinued Lines and Coverages consists of property-liability business no longer written by Allstate, including results from asbestos, environmental and other discontinued lines claims, and certain commercial and other businesses in run-off. This segment also includes the historical results of the commercial and reinsurance businesses sold in 1996. The Company evaluates the results of this segment based upon underwriting results.

Allstate Financial sells traditional, interest-sensitive and variable life insurance and voluntary accident and health insurance products. Allstate Financial previously offered and continues to have in force fixed annuities such as deferred and immediate annuities, and institutional products consisting of funding agreements sold to unaffiliated trusts that use them to back medium-term notes. Allstate Financial had no revenues from external customers generated outside the United States in 2015, 2014 or 2013. The Company evaluates the results of this segment based upon operating income.

Corporate and Other comprises holding company activities and certain non-insurance operations.

Allstate Protection and Discontinued Lines and Coverages comprise Property-Liability. The Company does not allocate Property-Liability investment income, realized capital gains and losses, or assets to the Allstate Protection and Discontinued Lines and Coverages segments. Management reviews assets at the Property-Liability, Allstate Financial, and Corporate and Other levels for decision-making purposes. Allstate Protection and Allstate Financial performance and resources are managed by committees of senior officers of the respective segments.

The accounting policies of the reportable segments are the same as those described in Note 2. The effects of certain inter-segment transactions are excluded from segment performance evaluation and therefore are eliminated in the segment results.

Measuring segment profit or loss

The measure of segment profit or loss used by Allstate’s management in evaluating performance is underwriting income for the Allstate Protection and Discontinued Lines and Coverages segments and operating income for the Allstate Financial and Corporate and Other segments. A reconciliation of these measures to net income applicable to common shareholders is provided below.

Underwriting income is calculated as premiums earned, less claims and claims expenses (“losses”), amortization of DAC, operating costs and expenses, and restructuring and related charges as determined using GAAP.

Operating income is net income applicable to common shareholders, excluding:

realized capital gains and losses, after-tax, except for periodic settlements and accruals on non-hedge derivative instruments, which are reported with realized capital gains and losses but included in operating income,
valuation changes on embedded derivatives that are not hedged, after-tax,
amortization of DAC and DSI, to the extent they resulted from the recognition of certain realized capital gains and losses or valuation changes on embedded derivatives that are not hedged, after-tax,
amortization of purchased intangible assets, after-tax,
gain (loss) on disposition of operations, after-tax, and
adjustments for other significant non-recurring, infrequent or unusual items, when (a) the nature of the charge or gain is such that it is reasonably unlikely to recur within two years, or (b) there has been no similar charge or gain within the prior two years.









Summarized revenue data for each of the Company’s reportable segments for the years ended December 31 are as follows:

EarningsPerSharePolicyTextBlock

Earnings per common share

Basic earnings per common share is computed using the weighted average number of common shares outstanding, including unvested participating restricted stock units. Diluted earnings per common share is computed using the weighted average number of common and dilutive potential common shares outstanding. For the Company, dilutive potential common shares consist of outstanding stock options and unvested non-participating restricted stock units and contingently issuable performance stock awards.

($ in millions)
2015
 
2014
 
2013
Revenues
 
 
 
 
 
Property-Liability
 
 
 
 
 
Property-liability insurance premiums
 
 
 
 
 
Auto
$
20,410

 
$
19,344

 
$
18,449

Homeowners
7,136

 
6,904

 
6,613

Other personal lines
1,692

 
1,662

 
1,629

Commercial lines
510

 
476

 
456

Other business lines
561

 
542

 
471

Allstate Protection
30,309

 
28,928

 
27,618

Discontinued Lines and Coverages

 
1

 

Total property-liability insurance premiums
30,309

 
28,929

 
27,618

Net investment income
1,237

 
1,301

 
1,375

Realized capital gains and losses
(237
)
 
549

 
519

Total Property-Liability
31,309

 
30,779

 
29,512

Allstate Financial
 
 
 
 
 
Life and annuity premiums and contract charges
 
 
 
 
 
  Life and annuity premiums
 
 
 
 
 
Traditional life insurance
542

 
511

 
491

Immediate annuities with life contingencies

 
4

 
37

Accident and health insurance
780

 
744

 
720

Total life and annuity premiums
1,322

 
1,259

 
1,248

  Contract charges
 
 
 
 
 
Interest-sensitive life insurance
822

 
879

 
1,086

Fixed annuities
14

 
19