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Provident Financial Holdings Value Stock - Dividend - Research Selection

Provident financial holdings

ISIN: US7438681014 , WKN: 914318

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Description of the company

Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community and mortgage banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. It operates through two segments, Provident Bank and Provident Bank Mortgage. The company\'s deposit products include non-interest-bearing and interest-bearing checking accounts, savings accounts, money market accounts, and time deposits; and loan portfolio comprises single-family, multi-family, commercial real estate, construction, commercial business, consumer, and other mortgage loans. It also originates, purchases, and sells single-family mortgage loans, including second mortgages and equity lines of credit. In addition, the company offers investment services comprising the sale of investment products, such as annuities and mutual funds, as well as trustee services for real estate transactions. It operates 13 full-service banking offices in Riverside County and 1 full-service banking office in San Bernardino County. The company was founded in 1956 and is headquartered in Riverside, California.

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NEWS


Provident Financial Holdings Inc (PROV) (Q4 2026) Earnings Call Highlights: Net Interest Margin ...

2026-08-06
Provident Financial Holdings Inc (PROV) reports higher loan yields and lower borrowing costs, driving margin expansion while maintaining robust capital returns to shareholders.

Piper Sandler Maintains Neutral on Provident Finl Hldgs, Raises Price Target to $18

2026-08-03
Piper Sandler analyst Matthew Clark maintains Provident Finl Hldgs (NASDAQ:PROV) with a Neutral and raises the price target from $17 to $18.

Provident Financial Holdings, Inc. 2026 Q4 - Results - Earnings Call Presentation

2026-08-01
2026-08-01. The following slide deck was published by Provident Financial Holdings, Inc.

Provident Financial Q4 Earnings Call Highlights

2026-07-29
Provident Financial (NASDAQ:PROV) reported modest loan growth in its fiscal fourth quarter ended June 30, 2026, as higher loan originations and lower prepayments supported expansion in its single-family loan portfolio, President and CEO Donavon Ternes said during the company’s earnings call. Loans

Provident Financial Holdings, Inc. (PROV) Q4 2026 Earnings Call Transcript

2026-07-29
Provident Financial Holdings, Inc. (PROV) Q4 2026 Earnings Call July 29, 2026 12:00 PM EDTCompany ParticipantsDonavon Ternes - President & CEOConference...

Provident Financial Holdings, Inc. Q4 2026 Earnings Call Summary

2026-07-29
Moby summary of Provident Financial Holdings, Inc.'s Q4 2026 earnings call

Compared to Estimates, Provident Financial (PROV) Q4 Earnings: A Look at Key Metrics

2026-07-28
While the top- and bottom-line numbers for Provident Financial (PROV) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Provident Financial Holdings (NASDAQ:PROV) Reports Fiscal Q4 Earnings Beat

2026-07-28
Provident Financial Holdings (PROV) beat Q4 earnings estimates but stock dips 2.4% pre-market. Net income surged 61% on improved net interest margin.

Provident Financial Holdings Reports Fourth Quarter And Fiscal 2026 Results

2026-07-28
Net Income of $2.18 million in the June 2026 Quarter, Up 61% from the Sequential Quarter and Up 34% from the Comparable Quarter Last Year Net Interest Margin of 3.21% in the June 2026 Quarter, Up Eight Basis Points from the Sequential Quarter and Up 27 Basis Points from the Comparable Quarter Last Year Loans Held for Investment of $1.03 Billion at June 30, 2026, Down 1% from $1.05 Billion at June 30, 2025 Total Deposits of $910.4 Million at June 30, 2026, up 2% from $888.8 million at June 30, 20

Provident Finl Hldgs Q4 EPS $0.35 Beats $0.28 Estimate, Sales $10.689M Beat $10.000M Estimate

2026-07-28
Provident Finl Hldgs (NASDAQ:PROV) reported quarterly earnings of $0.35 per share which beat the analyst consensus estimate of $0.28 by 25 percent. This is a 45.83 percent increase over earnings of $0.24 per share from