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NBT BANCORP INC. Value Stock - Dividend - Research Selection

Nbt_bancorp

ISIN: US6287781024 , WKN: 923685

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Description of the company

NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company\'s loan portfolio comprises commercial, commercial real estate, agricultural, agricultural real estate, and business banking loans; consumer loans, such as indirect, home equity, and direct loans; and residential real estate mortgages, as well as real estate construction and development loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan consulting and recordkeeping services. In addition, the company offers insurance products comprising personal property and casualty, business liability, and commercial insurance, as well as other products and services through 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. As of January 22, 2018, it had 152 banking locations in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, and Maine. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.

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NEWS


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On October 27, 2025, the Board of Directors of NBT Bancorp Inc. approved an increased fourth-quarter cash dividend of US$0.37 per share, marking the thirteenth consecutive year of annual dividend growth, alongside reporting improved third-quarter earnings with higher net interest income and net income year-over-year. This consistent track record of dividend increases highlights the company’s ongoing commitment to shareholder returns and financial resilience. We'll explore how NBT Bancorp's...

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Over the past six months, NBT Bancorp’s stock price fell to $40.81. Shareholders have lost 5.2% of their capital, which is disappointing considering the S&P 500 has climbed by 21.3%. This might have investors contemplating their next move.

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NBT Bancorp’s third quarter saw a positive market response, reflecting revenue growth and earnings that surpassed Wall Street expectations. Management attributed these results to continued net interest margin expansion, disciplined funding cost management, and the full-quarter impact of the Evans Bancorp merger. CEO Scott Kingsley pointed to “productive asset repricing trends, the diversification of our revenue streams, prudent balance sheet growth, and the additive impact of our merger with Eva

NBT Bancorp Inc (NBTB) Q3 2025 Earnings Call Highlights: Strong Financial Performance Amid ...

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NBT Bancorp Inc (NBTB) reports robust growth in revenue and deposits, while navigating potential margin pressures and strategic expansions.