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Provident Financial Holdings Value Stock - Dividend - Research Selection

Provident financial holdings

ISIN: US7438681014 , WKN: 914318

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Description of the company

Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community and mortgage banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. It operates through two segments, Provident Bank and Provident Bank Mortgage. The company\'s deposit products include non-interest-bearing and interest-bearing checking accounts, savings accounts, money market accounts, and time deposits; and loan portfolio comprises single-family, multi-family, commercial real estate, construction, commercial business, consumer, and other mortgage loans. It also originates, purchases, and sells single-family mortgage loans, including second mortgages and equity lines of credit. In addition, the company offers investment services comprising the sale of investment products, such as annuities and mutual funds, as well as trustee services for real estate transactions. It operates 13 full-service banking offices in Riverside County and 1 full-service banking office in San Bernardino County. The company was founded in 1956 and is headquartered in Riverside, California.

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NEWS


Provident Financial Holdings, Inc. 2026 Q2 - Results - Earnings Call Presentation

2026-02-04

Provident Financial Q2 Earnings Call Highlights

2026-01-29
Provident Financial (NASDAQ:PROV) executives said lower mortgage rates helped lift loan originations during the company’s fiscal second quarter, but also contributed to higher prepayment activity that more than offset the production gains, leaving the loan portfolio modestly lower sequentially. Loa

Provident Financial Holdings Inc (PROV) Q2 2026 Earnings Call Highlights: Strong Loan ...

2026-01-28
Provident Financial Holdings Inc (PROV) reports a 42% increase in loan origination and a reduction in nonperforming assets, despite challenges in loan portfolio growth.

Provident Bank Named One of America’s Best Regional Banks for 2026 by Newsweek

2026-01-28
RIVERSIDE, Calif., Jan. 28, 2026 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc., NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B. (“Provident Bank”), announces that Provident Bank has been named one of America’s Best Regional Banks by Newsweek for 2026. Newsweek, in collaboration with Plant-A Insights Group, recognizes financial institutions that help power local economies by supporting small businesses, financing community projects, and ensuring reliable access to

Provident Financial Holdings, Inc. (PROV) Q2 2026 Earnings Call Transcript

2026-01-28

Provident Financial: Fiscal Q2 Earnings Snapshot

2026-01-27
PROV) on Tuesday reported profit of $1.4 million in its fiscal second quarter. The Riverside, California-based company said it had profit of 22 cents per share. The holding company for Provident Savings Bank posted revenue of $14.9 million in the period.

Provident Financial Holdings Reports Second Quarter of Fiscal 2026 Results

2026-01-27
Net Income of $1.44 million in the December 2025 Quarter, Down 15% from the Sequential Quarter but Up 65% from the Comparable Quarter Last Year Net Interest Margin of 3.03% in the December 2025 Quarter, Up Three Basis Points from the Sequential Quarter and Up 12 Basis Points from the Comparable Quarter Last Year Loans Held for Investment of $1.04 Billion at December 31, 2025, Down 1% from $1.05 Billion at June 30, 2025 Total Deposits of $872.4 Million at December 31, 2025, Down 2% from $888.8 mi

Earnings Scheduled For January 27, 2026

2026-01-27

Provident Finl Hldgs Q2 EPS $0.22 Misses $0.38 Estimate, Sales $9.841M Miss $10.100M Estimate

2026-01-27
Provident Finl Hldgs (NASDAQ:PROV) reported quarterly earnings of $0.22 per share which missed the analyst consensus estimate of $0.38 by 42.11 percent. This is a 69.23 percent increase over earnings of $0.13 per share

Provident Finl Hldgs Q2 EPS $0.22 Misses $0.38 Estimate

2026-01-27
Provident Finl Hldgs (NASDAQ:PROV) reported quarterly earnings of $0.22 per share which missed the analyst consensus estimate of $0.38 by 42.11 percent. This is a 69.23 percent increase over earnings of $0.13 per share