Skip to main content

First Commonwealth Financial Corp (Indiana, PA) Value Stock - Dividend - Research Selection

First commonwealth financial

ISIN: US3198291078 , WKN: 919114

Market price date:
Market price:  

Fundamental data and company key figures of the share

Annual reports in
Key figures
Cash flow
Net operating cash flow
Capital Expenditures
Free cash flow
Balance sheet
Total Equity
Liabilities & Shareholders equity
Income statement
Net income
Eps (diluted)
Diluted shares outstanding
Net sales/revenue

Fundamental ratios calculated on:

Key figures
Cash flow
Balance sheet
Income statement
Div. Yield%

Do you want to do make a detailed fundamental analysis of this stock?

✓ NEW Fundamental API Access to 500 data points per month
Fundamental data up to 25 years
Comparison to all other stocks by the FScore
Time saving!

How our site works ...

Non-binding 7 days without automatic subscription
 No termination required after the free week
Finanzoo fundamental analysis
Data updated daily
Virtual depots
Share alarms via email
Subscription can be canceled at any time at the end of the month 
Choice of desired shares
Over 2000 stock analyzes available
Bitcoin payment possible if you do not want to subscribe

Price for monthly subscription $ 19.99 / month including VAT.

Market Capitalization USD
Raw Data Source
Stock Split

Description of the company



First Commonwealth Financial Corporation (“First Commonwealth,” the “Company” or “we”) is a financial holding company that is headquartered in Indiana, Pennsylvania. We provide a diversified array of consumer and commercial banking services through our bank subsidiary, First Commonwealth Bank (“FCB” or the “Bank”). We also provide trust and wealth management services and offer insurance products through FCB and our other operating subsidiaries. At December 31, 2015, we had total assets of $6.6 billion, total loans of $4.7 billion, total deposits of $4.2 billion and shareholders’ equity of $719.5 million. Our principal executive office is located at 601 Philadelphia Street, Indiana, Pennsylvania 15701, and our telephone number is (724) 349-7220.

FCB is a Pennsylvania bank and trust company. At December 31, 2015, the Bank operated 110 community banking offices throughout western and central Pennsylvania, four community banking offices in Central Ohio, and loan production offices in Akron and Cleveland, Ohio. The largest concentration of our branch offices is located within the greater Pittsburgh metropolitan area in Allegheny, Butler, Washington and Westmoreland counties, while our remaining offices are located in smaller cities, such as Altoona, Johnstown and Indiana, Pennsylvania, and in towns and villages throughout predominantly rural counties. The Bank also operates a network of 116 automated teller machines, or ATMs, at various branch offices and offsite locations. All of our ATMs are part of the NYCE and MasterCard/Cirrus networks, both of which operate nationwide. The Bank is a member of the Allpoint ATM network, which allows surcharge-free access to over 55,000 ATMs. The Bank is also a member of the “Freedom ATM Alliance,” which affords cardholders surcharge-free access to a network of over 670 ATMs in over 50 counties in Pennsylvania, Maryland, New York, West Virginia and Ohio.


Historical and Recent Developments

FCB began in 1934 as First National Bank of Indiana with initial capitalization of $255 thousand. First National Bank of Indiana changed its name to National Bank of the Commonwealth in 1971 and became a subsidiary of First Commonwealth in 1983.


Since the formation of the holding company in 1983, we have grown steadily through the acquisition of smaller banks and thrifts in our market area, including Deposit Bank in 1984, Dale National Bank and First National Bank of Leechburg in 1985, Citizens National Bank of Windber in 1986, Peoples Bank and Trust Company in 1990, Central Bank in 1992, Peoples Bank of Western Pennsylvania in 1993, and Unitas National Bank and Reliable Savings Bank in 1994. In 1995, we merged all of our banking subsidiaries (other than Reliable Savings Bank) into Deposit Bank and renamed the resulting institution “First Commonwealth Bank.” We then merged Reliable Savings Bank into FCB in 1997. We acquired Southwest Bank in 1998 and merged it into FCB in 2002.


We expanded our presence in the Pittsburgh market through the acquisitions of Pittsburgh Savings Bank (dba BankPittsburgh) in 2003, Great American Federal in 2004 and Laurel Savings Bank in 2006. These acquisitions added 27 branches in Allegheny and Butler Counties.

In recent years, we have primarily focused on organic growth, improving the reach of our franchise and the breadth of our product offering. As part of this strategy, we have opened fourteen de novo branches since 2005, all of which are in the greater Pittsburgh area. As a result of our prior acquisitions and de novo strategy, FCB operates 60 branches in the Pittsburgh metropolitan statistical area and currently ranks tenth in deposit market share.

In 2015, we entered central Ohio through the acquisition of First Community Bank with $102.8 million in assets and four branches in the Columbus area.

First Commonwealth regularly evaluates merger and acquisition opportunities and from time to time conducts due diligence activities related to possible transactions with other financial institutions and financial services companies. As a result, merger or acquisition discussions and, in some cases, negotiations, may take place and future merger acquisitions involving cash, debt or equity securities may occur. Acquisitions typically involve the payment of a premium over book and market values, and, therefore, some dilution of First Commonwealth’s tangible book value and net income per common share may occur in connection with any future transaction.

The Finanzoo GmbH assumes no liability for the accuracy of the information! All information is provided without warranty. Sources::,,


First Commonwealth Financial's (NYSE:FCF) three-year earnings growth trails the 14% YoY shareholder returns

One simple way to benefit from the stock market is to buy an index fund. But if you choose individual stocks with...

Dividend Champion, Contender, And Challenger Highlights: Week Of November 12

A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Read more to see the November 12 weekly update.

Baron Global Advantage Fund Q3 2023 Shareholder Letter

Baron Global Advantage Fund lost 6.1% (Institutional Shares) in the third quarter of 2023. Click here to read the full fund letter.

Baron Technology Fund Q3 2023 Shareholder Letter

Baron Technology Fund declined 3.89% (Institutional Shares) during the second quarter of 2023. Click here to read the full fund letter.

Baron Opportunity Fund Q3 2023 Shareholder Letter

During Q3 2023, Baron Opportunity Fund fell 5.03% (Institutional Shares), slightly underperforming the broader market. Click here to read the full fund letter.

First Commonwealth Financial: Q3 2023 Shows Positive Signs

First Commonwealth Financial's quarterly performance was not bad, with a high net interest margin and a low cost of deposits. Read why I rate FCF stock a hold.

Silver Ring Value Partners Q3 2023 Letter

Silver Ring Value Partners released their Q3 2023 partner letter recently. Click here to read the full fund letter.

Ex-Dividend Reminder: First Commonwealth Financial, Pinnacle Financial Partners and Pacific Premier Bancorp

Looking for stock market analysis and research with proves results? offers in-depth financial research with over 30years of proven results.

First Commonwealth's Ex-Dividend Date Is Thursday, Here's What You Need To Know

Looking for stock market analysis and research with proves results? offers in-depth financial research with over 30years of proven results.

Dividend Champion, Contender, And Challenger Highlights: Week Of October 29

A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Explore more details here.